Get a Clue!

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Real Estate

If I told you to “get a clue “ you might be insulted. Yet in this case I would be talking about a C.L.U.E Report on your home or future home. It stands for Comprehensive Loss Underwriting Exchange


Buyers can no longer count on getting homeowner's coverage automatically . 
If the owner of a home has a documented history of multiple losses it may be difficult to get insurance.

This is where a C.L.U.E. report can be helpful. It provides the insurance history of a property, which you may be able to find out, before you decide to purchase.


A Comprehensive Loss Underwriting Exchange (C.L.U.E.) report includes the dates of any claims and the insurance companies involved.

It provides information on whether the loss was related to a named catastrophe (such as a hail storm) or something else. It cites the location of the loss as well as the amount paid and the insurance company who paid it.

C.L.U.E. reports go back five years into the history of a property.

The request for a C.L.U.E. report must come from the property seller/owner, so your realtor would need to request it from the seller.


Reports for a primary residence can be ordered on the internet for free once per year.


Go to LexisNexis, Consumer Center for more information.

Request your personal report online (